Pay Your Bills Now! | Opinion

 1,274 total views

Pay Your Bills Now!

Things are hard for most of us today due to the disastrous effects of the noble virus Covid19, also known as coronavirus. Entire sectors and industries have come to a complete halt, forcing millions of people to lose the ability to generate income. Income that would have been used to pay rent, mortgages, car loans, commodities, utilities, and so on.


And I know that the government has done several things that are intended to help alleviate the symptoms of the current economic crisis we are facing, but I want to make sure that you understand that the difference between relieving symptoms and actually finding an answer. Because many local governments have already passed ordinances to protect their people against evictions during this crisis. And while the intentions are good, the protections will eventually be lifted. And when those protections end, you will now be liable for several months of rent at once (unless you have a really nice landlord or mortgage company… lol).

photo by

Take Action

I know most of you reading this are around my age (Google analytics), so I know most of you did not understand the direct effect that the economic crisis of 2008 had on the American people. And while I fully understand that what we currently face now is different than anything we have ever faced before, the consequences will be similar in many aspects. As an example, most of you may already be aware than in 2008 and 2009 the government also sent checks to citizens to help to relieve some of the economic pressure the majority of Americans felt. And yet, millions of people lost their house or got evicted, despite the protections offered. And that is because the protections offered do not exempt you from paying back what you owe. It only postpones the date in which it is due.

Now, I don’t know your financial situation, Google analytics doesn’t provide me with that information, but I do know that you will need a place to live, and the ability to put food on the table for you and your family. So heed my words and reevaluate your finances NOW! Most of us have gotten used to a lifestyle of the abundance of resources because we have had a decent economy for the past ten years. Most of us were still in high school, so most of us did not directly feel the effects on a personal and emotional manner because we did not have to.

My suggestion to you now is to make sure to take a few hours of your day to plan out a budget for the next few months. Because things will probably get tougher from hereon. I want to be optimistic, but the data says that we ought to brace ourselves for what’s to come. So sit down, and write down all your expenses and weed out the non-essentials. Do you really need Spotify, Netflix, Hulu, Disney+, Amazon Prime, and YouTube Premium? How about that gym membership you haven’t used since you signed up? Or the installment plan on your latest iPhone X? Chances are that you are currently paying for several things that you do not need. That’s the beauty of monthly subscriptions. They trick your mind into thinking that you can afford all those things since they’re relatively small amounts. But if you add all of that up, you’ll realize that you’re spending close to $100 or more per month.

I’m not saying that you need to cancel everything and live in economic fear for the rest of your life, but I am saying that you should take the time to look at your finances a little closer now, more than ever, to make sure you are prepared for whatever comes next. Don’t let life hit you unexpectedly. Have a plan ready in case you need it. And most importantly, don’t forget to pay your bills because companies will eventually ask for their money back.